MetLife - Moltaji, Kreatz, and Warner, Financial Advisors, MN
What's Your Plan?

 

What, exactly, is "financial planning?" There is no right or wrong answer. Each person has his or her own definition. But, we can tell you that we consider "financial planning" to be more than spread sheets and time tables. As financial planners, our goal is to help you make informed decisions about issues that affect your financial well being so you can achieve financial freedom. We will work with you to help you determine what's important to you in your life. Together, we'll create a road map to take you where you want to be. You can count on us to be your financial guide.


 

Financial Planning services are offered through MetLife Securities Inc., MSI is a Registered Investment Adviser, 1095 Avenue of the Americas, NY, NY 10036

I am licensed and registered to offer products and services in [MN]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Newsletters

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

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