MetLife - Moltaji, Kreatz, and Warner, Financial Advisors, MN
What's Your Plan?

 

What, exactly, is "financial planning?" There is no right or wrong answer. Each person has his or her own definition. But, we can tell you that we consider "financial planning" to be more than spread sheets and time tables. As financial planners, our goal is to help you make informed decisions about issues that affect your financial well being so you can achieve financial freedom. We will work with you to help you determine what's important to you in your life. Together, we'll create a road map to take you where you want to be. You can count on us to be your financial guide.


 

Financial Planning services are offered through MetLife Securities Inc., MSI is a Registered Investment Adviser, 1095 Avenue of the Americas, NY, NY 10036

I am licensed and registered to offer products and services in [MN]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Newsletters

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Help Keep Your Estate Out of Probate

Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

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